Get peace of mind with Medicard’s healthcare packages

Hi, I’m Dion Greg, Account Officer (Code: AIA007633973) from Medicard Philippines. This page provides an explainer of what an HMO is, how it works, and who Medicard Philippines is.

What is an HMO or Health Maintenance Organization?

A Health Maintenance Organization (HMO) is a prepaid health management network that provides members with comprehensive medical services through an exclusive network of accredited doctors, hospitals, and clinics.

Instead of paying for every medical incident out of pocket, members pay a fixed annual premium to access preventive care, routine check-ups, outpatient treatments, and emergency hospitalization with minimal to zero cash out.

How Does an HMO work?

An HMO (Health Maintenance Organization) works as a structured medical network that manages both the care you receive and the cost of that care.

You apply for a membership and pay for a specific amount of premiums to get coverage based on the contract, which usually includes outpatient, laboratory services, dental, and hospitalization, among others. Limitations apply depending on the plan availed.

Instead of paying the full amount, your HMO membership waives fully or partially the medical costs incurred.

Who is Medicard Philippines?

Now acquired by AIA Philippines, MediCard Philippines, Inc. is one of the country’s pioneer and leading HMO providers, delivering comprehensive healthcare solutions designed for individuals, families, and corporate groups.

• The MediCard Advantage: It distinguishes itself by providing direct access to a vast network of top-tier medical centers (including St. Luke’s, Makati Med, and The Medical City) alongside its own dedicated MediCard free-standing clinics.
• Comprehensive Coverage: From routine preventive care and free primary or specialist clinic consultations to high benefit limits for emergency care and dreaded diseases, MediCard seamlessly bridges the gap between premium medical treatment and lifestyle wellness perks.

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