Maximizing Your P 7,000 Medical Allowance with Medicard

This article is primarily intended for employees of Capiz State University. Watch this short video below to know more about what this is all about.

Hello! My name is Dion Greg Reyes, a proud Ilonggo and permanent residence in Brgy X, Roxas City now residing in Manila. I am accredited HMO agent of Medicard Philippines.

I am happy to introduce to you the available packages of Medicard for your use in Roxas City, Capiz:

For any availment, when asked about the Agent Code, just place: AIA007633973 so the account will be tagged under my name and I could monitor and assist you in the future.

Available Packages for You


Medicard RxER
Annual Premiums: P 2,378.00 per year
RxER Full Benefits
RxER Online Application

No medical exams required.


MyMedicard
Annual Premiums: P 3,600 per year
MyMedicard Full Benefits
My Medicard Online Application

No medical exams required.


Medicard H.E.R.O. [Recommended for ER]
Annual Premiums: P 6,000 per year
Medicard H.E.R.O. Full Benefits
Medicard H.E.R.O. Online Application

No medical exams required.


Medicard Full HMO – Standard Plan
Annual Premiums: P 10,739.00
Standard Plan Full Benefits
Standard Plan Online Application

Medical exam is required for application aged 41 and above.

For your reference, here are the Medicard-accredited hospitals and clinics in Roxas City, Capiz:

  • Capiz Doctor’s Hospital
  • Capiz Emmanuel Hospital
  • St. Anthony College of Roxas City, Inc
  • The Health Centrum
  • Medicus Philippines Inc – Roxas
  • Optiquest Inspira Health Ventures
  • The Medical City Clinic – Roxas

Final Thoughts

Overall, the P 7,000 medical allowance provided by the government is a good start to start your healthcare journey, in case something happens to you in the future. Life is full of risks, and it pays to be prepared. 

As my final recommendations, see below:

  • Recommended for Emergencies: Medicard H.E.R.O.
  • Recommended for Health Coverage, especially for viral and infections: Standard Plan

Just an HMO plan is never enough

While HMO serves as the go-to financial plan to cover medical expenses, other financial products like life insurance could also help you and your family in the long run for living and death benefits in case something happens – critical illness, disability, dismemberment, or untimely death.

Feel free to contact me as I am also a life insurance consultant at AIA Philippines, formerly known as Philam Life.

If you have any questions or concerns, feel free to contact me via e-mail diongreg-b.reyes@aia.com.ph.


Learning the Basics: How Does an HMO work?

An HMO (Health Maintenance Organization) works as a structured medical network that manages both the care you receive and the cost of that care.

You apply for a membership and pay for a specific amount of premiums to get coverage based on the contract, which usually includes outpatient, laboratory services, dental, and hospitalization, among others. Limitations apply depending on the plan availed.

Instead of paying the full amount, your HMO membership waives fully or partially the medical costs incurred.

Who is Medicard Philippines?

Now acquired by AIA Philippines, MediCard Philippines, Inc. is one of the country’s pioneer and leading HMO providers, delivering comprehensive healthcare solutions designed for individuals, families, and corporate groups.

  • The MediCard Advantage: It distinguishes itself by providing direct access to a vast network of top-tier medical centers (including St. Luke’s, Makati Med, and The Medical City) alongside its own dedicated MediCard free-standing clinics.
  • Comprehensive Coverage: From routine preventive care and free primary or specialist clinic consultations to high benefit limits for emergency care and dreaded diseases, MediCard seamlessly bridges the gap between premium medical treatment and lifestyle wellness perks.

If you have any questions or concerns, feel free to contact me via e-mail diongreg-b.reyes@aia.com.ph.

Leave a Reply

Your email address will not be published. Required fields are marked *