If you have a dusty envelope in your filing cabinet or a “shoebox” policy tucked away under the bed, you aren’t alone. For six decades, Philam Life was a household name in the Philippines, providing families with education, retirement, and life insurance plans.
However, time moves on. People move, agents retire, and companies evolve.
If your original agent is no longer reachable, your policy is what the industry calls an “orphan policy.” But just because your agent is gone doesn’t mean your benefits are.
The New Chapter: Philam Life is now AIA Philippines
In 2021, Philam Life officially rebranded to AIA Philippines.
While the name on the building has changed, the commitment to your old policies remains identical. Whether you have a “Future Protect,” “Max Protect,” or an old educational plan, those contracts are still legally binding and waiting to serve their purpose.
My Policy Adoption Service
My Policy Adoption Service (PAS) is designed to bridge the gap between your old Philam Life records and the modern AIA system.
When a life insurance consultant or financial advisor “adopts” your policy, they become your new point of contact to ensure you aren’t leaving money on the table.
This service includes:
- Policy Re-activation: Checking if a “lapsed” policy still has enough fund value to be reinstated.
- Digital Integration: Helping you register for the My AIA portal so you can track your dividends and fund performance from your phone.
- Benefit Discovery: Many old plans have “hidden” perks like maturity benefits, loyalty bonuses, or anticipated endowments that policyholders often forget to claim.
- Information Updates: Correcting old addresses, updating beneficiaries, or changing your civil status to ensure seamless future claims.
Why Act Now
Leaving a policy “orphaned” is like leaving a bank account open and forgetting the password. By the time you actually need the insurance—or when the plan reaches its maturity date—having an active advisor and updated records can save your family months of paperwork and stress.
Additionally, many Philam Life plans from the 90s and early 2000s are now hitting their “Maturity” phase. This means you might be sitting on a guaranteed cash payout that is ready for collection. Check full list of all the Philam Life insurance plans at the tail end of this article.
How to Get Started
Getting your policy adopted is a straightforward process that requires zero “new” investment. It is simply a servicing request to assign a professional, which would be me, to look after your existing portfolio.
Here are our next steps:
- Locate your Policy Number which is found on the first page of your contract.
- Request a Policy Review to have a refresher of your current benefits and see the current standing of your funds.
Yup, this service is free! I can only accommodate a certain number of orphaned policies in a month on top of my client portfolio.
Check out my portfolio here. My name is Dion Greg Reyes, a full-time life insurance consultant and unit manager at AIA Philippines, formerly Philam Life.
Request an appointment with me below to proceed or send an e-mail over my work e-mail address: diongreg-b.reyes@aia.com.ph.
Check if you have any of the following life insurance policies of Philam Life:
OL Non-Participating | Executive Life Non-Participating | Super Executive Life
L.I.F.E. (Life Insurance for Elders) | 20-pay Whole Life | Extreme Protection
Professional Ordinary Life (PROOL) | Milestones | Old Excelife Gold | Excelife Plus
Excelife Secure | SHE | Pension Builder | 20-year Special Anticipated Endowment
Special Anticipated Endowment at 65 | 20-year Endowment
20-pay Endowment at age 65 | Prosperity | Wealth (Classic, Advantage, Preferred)
MoneyMaker Prime | Life Max | Elite Dollar / Repriced Elite Dollar
Quick Cash Builder | Medlife Extra | Asset Protector | Peso Bounty
Dollar Bounty | Bright Future Invest | Bright Future Plus | Peso Brilliance
Dollar Brilliance | Excelife | Excelife Gold | Maxi Plus | Triple 7 | Junior Triple 7
Maxi Plan | AFP | Multi-Value Plan | Scholar | Scholar Plus | Scholar Gold
Enhanced Scholar Gold | Scholar Gold Prime | Scholar Gold Advantage
International Scholar Plus | Longevity | Quantum | Peso Quantumflex
Dollar Quantumflex | Scholar Gold | Tri-Life | Vanguard 100 | Versalife
Abundance (Peso) | Abundance (Dollar) | AIG Money Tree (Peso) |
AIG Money Tree (dollar) | Money Works | Family Provider | AIA All-in-One Plus
AIA Health Cover | AIA MedAssist | Family Secure | Future Scholar | Future Protect
Health Invest | AIA Future Builder | Money Tree | Money Tree Elite
AIA All-in-One | Guardian | AIA Max Protect | AIA Critical Protect 100
Active Joint Critical Protect | Health Achieve | AIA A+ Signature | AIA A-Life Prime | AIA Ascend
